- Budget Start Date and Budget Period
- Upload transactions (.csv) file
- ANZ Bank
- ASB Bank
- BNZ Bank
- Category Limit and One-Off Limit
- Add/Edit/Delete Transactions
- Displaying expenses and incomes
Registration
You can register as a free Standard Member or a paid Premium Member. There is a simple registration form which we require you to fill in before you can make use of our useful and practical money tools.
We will send you a confirmation email to confirm your email address as part of the registration process. Click the link in the email we send you to activate your membership.
If haven't received a confirmation email you need to check your junk mail settings aren't blocking our emails. Our emails come from mailer@whostolemymoney.com, you need to add this to your address book.
If you have any problem with the site, please send us an email to support@whostolemymoney.com
- Wrong Login Name / Password
If you enter the wrong Login Name and Password combination you will see a message telling you that your entry was incorrect. If you cannot remember the password, you can request to have your password reset. To do this, click on the "Forgot my password" link on the login page, enter your email address and click on the Reset Password button.
- Your account is not activated
You need to click on the link in the confirmation email we send to activate your account. Sometimes our emails are blocked by junk mail settings on your email account. Please ensure your junk mail settings will allow our emails get through to you. Our emails come from mailer@whostolemymoney.com, you need to add this to your address book.
- Your cookies are not enabled
If
you do not have cookies enabled, you may not be able to login or use the site
correctly.
A cookie is a small file that gets stored on your computer and enables you log
in. Cookie options are controlled in your browser preferences which vary
depending on which browser you use. Outlined below is where to go to turn
cookies on in the most common browsers.
|
Browser |
Where to find menu options |
|
Internet Explorer 7 |
Tools
/ Internet Options / Security > |
|
Internet Explorer 6 |
Tools
/ Internet Options / Security > |
|
Mozilla Firefox |
Tools
/ Options / Privacy / Cookies > |
|
Netscape 4.x |
Edit / Preferences / Advanced |
Cookies
can also be affected if you are behind a firewall that prevents cookie
information being sent through, or you are using browsing acceleration software,
as this sometimes removes the cookie data.
If you have any problem with the site, please send us an email to support@whostolemymoney.com
Budget
Start Date and Budget Period
The
first time you logon to Who Stole My Money, the site will ask you to configure
the system, i.e. the Budget Period Settings. Screen shot below:
This
is because, Budget Period Settings is an important part of this application. It
is not only the cycle we use to track our expenditures and incomes, but also the
fundamental for most of the reports. Therefore,
making sure you have a sensible Budget Start Date and Budget Period that
reflects your situation is a good way of getting the most out of Who Stole My
Money. We recommend you setting
this up in correlation to your pay. For example:
-
If your first pay date is 10 Jan 07 and you get paid monthly, then set up the
Budget Start Date as 10 Jan 07 and Budget Period to be 1 Month.
-
However, if you also get
paid bonus every three months, you might like to set up your Budget Period to be
3 Months.
After
you enter the data, click on the "Update" button, the information you
entered will be stored by the system for calculating your budgets and reports.
If you have any problem with the site, please send us an email to support@whostolemymoney.com
A
.CSV file, is a file (just like an excel or word document), that contains your
transactions (income and expenses). You can download this file from your
internet banking and upload this into Who Stole My Money to have all your
transactions automatically entered into the system for you. For instructions on
how to download this file refer to Downloading Transactions from your bank.
Upload
transactions (.csv) file
Transactions
are uploaded onto the Who Stole My Money site from your computer, so you need to
download the transactions first from your bank.
After
you login, you will see the "Upload Transactions" link
available at the top of every page,
just under the logo. Click
on the link, you will be taken to the Upload Transactions page. Use the
"Browse..." button to select the file you wish to upload and click on the
Upload button.
Depending
on the size of your file, it may take a while for the file to be uploaded. Do
not click on anything while the file is being uploaded.
Once
the file is uploaded, all the transactions in the file will be displayed on the
screen. You can from here assign your transactions to appropriate categories.
When you are done, click on "Proceed" at the bottom of the page.
NOTE:
All transaction files must
be in .csv format downloaded directly from your bank's online site.
The file cannot be edited in any way or saved after opening as this will
change the file format resulting in the .csv file not been accepted by the site.
When
you upload a transaction file, the system will try automatically categories the
unassigned transactions you have, based on:
-
The categories that you have
used for previous transactions.
-
The categories that other
users in the our system have used for their transactions
Remember,
the more you manually assign your transactions, the more the site will learn
therefore, and the easier it will be for you to use the system the next time.
If you have any problem with the site, please send us an email to support@whostolemymoney.com
Not
all transactions are in electronic format, for example, cash transactions.
You can add those cash transactions into the system manually.
Under
the Income and Expense page, there is a button at the right bottom corner "Add
Manual Expense" or "Add Manual Income".
Click on this button, and you
will be taken to the Add manual transaction page.
If
you have any problem with the site, please send us an email to support@whostolemymoney.com
Macintosh
users are recommended to use Firefox browser when visiting Who Stole My
Money. Safari users may experience problem with certain parts of the
website.
If
you have any problem with the site, please send us an email to support@whostolemymoney.com
Downloading Transactions from your bank
ANZ
Bank
After
login, the following screen will appear.
Click on link "Download
Transaction History". At the
bottom of the page, there's a Software Package section. Download Transaction
History
Make
sure the Software selection is "CSV
text file", and the correct Account and Date range is selected. Click on
button "Download", and save the
document onto your local computer.
NOTE:
for Who Stole My Money
upload function to work properly, the file must not be modified in anyway or
saved after opening.
After login, go to the Statements page, (the second link from the top left hand corner). You will see a set of selection like below.
Make
sure "CSV-Generic" is selected,
and the correct Account and Date range is selected. NOTE:
for Who Stole My Money
upload function to work properly, the file must not be modified in anyway or
saved after opening.
After
login, the Account Summary page is displayed.
Click
on the account name of which you want to download the transaction history for,
the Transaction History page like below will be displayed.
Select
the date range you want to export, then click on button "Export", a page like below will be displayed.
Make
sure File Format is
"CSV (Spreadsheet /
MYOB Cashbook)". Click on the
"OK"
button, and save the
document onto your local computer.
NOTE:
for Who Stole My Money
upload function to work properly, the file must not be modified in anyway or
saved after opening.
After
login, click on any account to go to the Account Details page. At the bottom of
the Account Details page, there are a set of buttons like below.
Click
on the "Download" button/link next to the Transaction downloading, a popup
window like the one below will appear.
Make
sure the document type is "Comma
Separated Values(CSV)", and the correct Account and Date range is
selected. Click on the "Select" button, and save the document onto your
local computer.
Click on button "Export
>>", and save the document onto your local computer.
NOTE: for Who Stole My Money upload function to work properly, the file must not be modified in anyway or saved after opening.
After
login, go to the Transaction Summary page, (the second link on the top of the).
At the bottom of the page, it's the Search for Transactions section
like below.
Make sure the Format is "CSV Download", and the correct Account and Date range is selected. Click on button "GO", and save the document onto your local computer.
NOTE: for Who Stole My Money upload function to work properly, the file must not be modified in anyway or saved after opening.
After
login, go to the Download Transactions page, (the second link from the top left
hand corner). At the bottom of the
page, there are step 3 and 4 sections like below.
Make
sure the date format is "CSV dd/mm/yyyy"
(the first one from the list), and the correct Account and Date range is
selected (in step 1 and 2). Click on "Download
now", and save the document onto your local computer.
NOTE:
for Who Stole My Money
upload function to work properly, the file must not be modified in anyway or
saved after opening.
What
are categories?
Categories are codes or envelopes that are created for the user to assign their transactions to, so the user can both see which area they have spent their money in and track how much money they have spent in each area for the current budget period. Categories are divided into Expense Category and Income Category. A few default categories are available to all users. Default categories cannot be edited or deleted by user.
You
may have transactions that you feel not belonging to any of the default
categories available. If this is
the case, you can add a new category to suit your needs.
At
the bottom of the Category page, click on
or
button, that
will
take you to the Add Expense Category or Add Income Category page.
Specify
a category Name, and use the Description column to remind yourself what kinds of
transactions you would like the newly created category to include. For example,
if you create a category Name "Children", you might decide to put
Description like "Toys, lunches, schools, activities, clothing etc."
However,
it is impossible to set up categories that would fit all your expenses and
income perfectly. Categories are
used for all budget period, so if you set up a "perfect" category for each
transaction that occur only once in a while, you will be cluttering up your
categories and reports in no time.
An alternative is to set up a category named "Other" to cover
transactions that occur only occasionally.
You can also set up a limit for this "Other" category to cover
the unexpected expenses or income.
Category
Limit and One-Off Limit
For
more experienced users, you can set limits to each of your category and Total
Income and Total Expense categories. Limits
are used to track the spending for each budget period.
Who Stole My Money will warn you (on the Overview page) when your current
spending is approaching or exceeded a limit you set.
To
set Limit or One-Off Limit for a category, click on the Edit link next to the
category on the Category page.
One-Off
Limit is only valid for the current budget period. The system will use the
reoccurring limit you set once this budget period is over.
Remember
to check the Enable box on the Edit Category page when you want to use the limit
feature.
If you have any problem with the site, please send us an email to support@whostolemymoney.com
Add/Edit/Delete
Transactions
You
can add transactions by either upload a transaction (.csv) file from your local
computer, or manually enter a transaction by clicking "Add Manual Expense"
or "Add Manual Income" button. They are both the last button located at the
bottom of the Expense or Income page.
You
can edit a transaction by clicking on the Edit link to the right of each
transaction from the Expense or Income page.
You can delete a transaction by clicking on the Delete link to the right of each transaction from the Expense or Income page. Deleted transactions can not be restored.
Displaying
expenses and incomes
The
system by default will show all your transactions in the system, displaying the
most recent transactions first. At
the bottom of the Expense or Income page, you will see how many transactions
there are in total and what page you are on.
You
can filter the expenses and incomes shown by using the filters at the top of the
Expense and Income page. You can
choose to display only the transactions that's meet your filtering criteria on
dates, category and/or the amount.
You
can also sort your transactions in ascending or descending order by any of the
columns available, that is Date, Description, Amount, Category and Source.
Sorting is simply done by clicking on the column name or the up-down errors like
this one.
At
the bottom of Expense and Income page, there is a button "Suggest Categories". When you click this
button, the system will try automatically categories the unassigned transactions
you have, based on:
-
The categories that you have used for previous transactions.
-
The categories that
other users in the our system have used for their transactions
So,
what you can do is just assign one of your repeating transactions, and click the
"Suggest Categories" button and let our system to do the rest.
To save time, we recommend you to assign all the unique transactions (by
description) manually then click on "Suggest Categories" button.
Because
the system is doing lots of comparisons to assign the category, this process may
take a while to complete. Please do
not click on anything else on the site prior to its completion.
Once
the system is finished with suggesting the categories, it will take you to
another page showing all the transactions that the system is able to assign and
the transactions the system could make suggestions of.
You can at this stage confirm transaction categories or make changes if
it doesn't suit you. Remember,
the more you manually assign your transactions, the more the site will learn
therefore, the easier it will be for you to use the system in the future.
If you have any problem with the site, please send us an email to support@whostolemymoney.com
Money
saving tips
We've created a section under the forum to allow our members to share their trial and proven money saving tips. Economical meal ideas, what to watch out for when you go out shopping, how to keep control of impulse buying ...... Be sure to share your own tip too.
We
all know buying stuff on special saves money, and we can all make use of some
extra cash in hand. Though who has
all the time to keep track of the radio or tv advertising or those speciality
stores that they only tell a small group of people?
We
have created a "Show me the deals" section under the forum, so our members
can benefit from the community and beware of all the hot deals around town.
When
you list a deal, please be specific about the store name, items on sale and when
the sale ends.
Email
For all technial enquiries: support@whostolemymoney.com
For all other enquiries: info@whostolemymoney.com